Buy Now. Pay Later.

Pay over time, starting at 0% APR

We have partnered with Affirm to provide you flexible financing options. Affirm is the smartest way to pay over time. Shop pretty much anywhere and pay at your own pace without any fees, so you can get the things you love without breaking your budget.
How does it work?

Option 1: Affirm Pay in 4

Make 4 interest-free payments every 2 weeks. Great for everyday purchases.

- No interest or fees

- No impact on your credit score

- Set up easy, automatic payments 

Option 2: Monthly payments

Choose monthly installments. Perfect for big-ticket items.

- No hidden fees—ever

- What you see is what you pay

- Set up easy, automatic payments

Does checking my eligibility affect my credit score?

No, your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

How to buy with Affirm?

Go shopping

Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.

Choose your payment terms

You’re in control. Pick the payment option that works for you and your budget—from 4 interest-free payments every 2 weeks to monthly installments.

Make your payments

Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes, you can return an item you bought with Affirm by initiating the return process with the store.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.