Buy Now. Pay Later.
Pay over time, starting at 0% APR
Option 1: Affirm Pay in 4
Make 4 interest-free payments every 2 weeks. Great for everyday purchases.
- No interest or fees
- No impact on your credit score
- Set up easy, automatic payments
Option 2: Monthly payments
Choose monthly installments. Perfect for big-ticket items.
- No hidden fees—ever
- What you see is what you pay
- Set up easy, automatic payments
No, your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Go shopping
Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.
Choose your payment terms
You’re in control. Pick the payment option that works for you and your budget—from 4 interest-free payments every 2 weeks to monthly installments.
Make your payments
Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.
